Question 1

How much can I borrow from Zap Cash?

Accepted Answer

You can borrow up to $300 per loan with a 14-day repayment term. Our cash advances are designed for short-term needs.

Question 2

What is the APR for a Zap Cash loan?

Accepted Answer

The APR is 103.4%. For a $300 loan, the finance charge is $119, making the total repayment $419.

Question 3

What areas does Zap Cash serve in Missouri?

Accepted Answer

We serve Miller, Morgan, Camden, Cole, and Moniteau County, including cities like Jefferson City, Camdenton, Versailles, Lake Ozark, and Osage Beach.

Question 4

Does Zap Cash accept pawn items?

Accepted Answer

Yes, we accept gold, silver, and mobile phones as collateral for pawn loans. Get an instant offer when you bring in your items.

Question 5

How quickly can I get approved?

Accepted Answer

Most decisions are made within 48 hours. You'll need a Missouri ID, pay stubs, proof of address, and bank statements.

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